FTC and CFPB to Landlords: Follow the Moratorium

The acting heads of the FTC and the CFPB sent joint notification letters to the nation’s largest apartment landlords, which collectively own more than 2 million units, reminding them of their obligations under the ongoing national eviction moratorium put in place as a result of the ongoing COVID-19 pandemic.  These letters were summarized in a press release. … Continue reading FTC and CFPB to Landlords: Follow the Moratorium

CFPB Wants to Look at Evictions

Acting Director Dave Uejio sent a message recently outlining his “broad vision for the Division of Research, Markets, and Regulations (RMR).” Many Bureau watchers, who also watch residential screening issues, may have been surprised to see a workstream on the CFPB’s “analysis on housing insecurity, including mortgage foreclosures, mobile home repossessions, and landlord-tenant evictions…” To… Continue reading CFPB Wants to Look at Evictions

CDIA to FTC and CFPB: Support an emergency rule for courthouse access

CDIA sent a letter to the FTC and CFPB asking them to support an emergency interim final rule for public records reinvestigations affected by court closures and delays.  During the COVID-19 pandemic, court closures and lack of remote electronic access to court records in several states have burdened consumer applicants, employers, housing providers, and the… Continue reading CDIA to FTC and CFPB: Support an emergency rule for courthouse access

CDIA comment on criminal background checks

Prior criminal activity can also be a predictor of future action. A 2018 report shows that rates of recidivism are significant.  This is a key point CDIA made when it filed a follow-up comment in January 2020 to the CFPB and the FTC in response to their Accuracy in Consumer Reporting Workshop in December 2019.  CDIA… Continue reading CDIA comment on criminal background checks